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CHADWICK VISA
DEBIT CARD - CwickCard
You no longer need to worry about accessing your checking
account funds with your ATM/Debit Visa CwickCard. It is
perfect for everyday use as your debit transactions are directly
linked to your credit union checking account.
Please use following link for cash withdrawal -
ATM LOCATOR
FREE CHECK SUPPLY
First order of 50 checks is free when you sign up!
FREE CHECKING
At Chadwick FCU, we like things free of hassle and free of
charge:
NO monthly service fee
NO minimum balance required
FREE bill payer
FREE online banking and phone teller services
FREE direct deposit
UNLIMITED check writing
24/7 AUDIO RESPONSE - 1.800.259.0737
Many of your financial tasks can be handled 24/7 with a simple
call to Audio Response:
Access your account balances
Transfer
funds between accounts
Request withdrawal of funds by check
Reconcile your checking account
Make loan payment inquiries
and payment transfers
Make draft inquiriescheck cleared
IN HOUSE LENDING
All mortgages are handled by Chadwick FCU lending staff who will
help you determine how to arrange a feasible mortgage, negotiate
your best deal and keep your costs as low as possible. We strive
to process all applications quickly to meet your closing and
legal deadlines.
VEHICLE LOANS
We offer loans for both new and used vehicles, along with
refinancing options for both. Take advantage of our competitive
rates, 100% financing and terms available up to 72 months. See
us before you shop or refinance your vehicle loan and start
saving today!
SIGNATURE LOANS
Members enjoy flexible repayment terms from 6 to 60 months. Use
your funds to pay outstanding debts, for a special vacation, or
cover household expenses.
VISA CREDIT CARD
We offer purchase power at a low rate and no annual fee. It is
perfect for everyday use or for those big purchases. Carry us
with you!
SHARE SECURED
Use your credit union funds to secure your next loan. It is the
easiest and least expensive way to borrow. No credit? It is also
an easy way to establish credit!
LOANS & MORTGAGES
Chadwick FCU offers a wide variety of very competitive mortgage
and loan products;
Home Equity Loans
Home Equity Lines of Credit
Personal Loans (unsecured)
New and Used Auto Loans
New and Used Recreations Vehicles
New and Used Boats
Share Secured Regular Savings
Share Secured Certificate of Deposit
Overdraft Protection
LOCK YOUR RATE
Your rate is locked when we receive your complete application
and application fee.
(if applicable)
TAX ESCROW
If your loan requires tax services, our correspondents will
provide them.
MORTGAGE SERVICES (offered through our correspondent)
Mortgages 30, 25, 20 years
Adjustable Rate Mortgages 1, 3, 7 years
Community Home Buyer Program
Non-Owner Occupied
Jumbo Loans
AUTOMATIC LOAN PAYMENT TRANSFERS
Repayment of your Credit Union loan is simple when you enroll in
Automatic Loan Payment Transfers. Loan payments will be
automatically transferred from your savings or checking account,
preventing late payments and saving you the hassle of writing
checks. Loan payments can also be made via Audio response or via
Internet Banking
FIXED RATE MORTGAGES
A Fixed Rate Mortgage loan may be a good choice if you:
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Want to
increase the amount of loan you qualify for
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Want the
security of knowing what the amount of your mortgage
payment will always be
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Plan to
stay at this home for at least 10 years
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If, in
coming years, you do not expect your income to increase
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Fixed Rate Mortgage loans come in 15 year term through
Chadwick FCU
HOME EQUITY LOANS
Looking for a low-cost way to borrow for your next house
project? Consider using the equity in your home to finance your
remodeling. Our Home Equity Line of Credit has no points, no
annual fee, and no closing costs. Terms
are up to 15 years with a 10 year draw period. Available on
owner occupied property only.
CD (Certificate of Deposit)
Fixed rate investments which stand to gain a guaranteed interest
rate. You may open a certificate with a minimum of $500.
Terms: 6, 9, 12, 18, 24, 36, and 60 months. Interest is paid
monthly to your account. These are times savings programs for
members looking for a high return on their savings.
IRA (Individual Retirement Accounts)
Our IRA Programs can save you tax dollars today as well as
provide a sizeable retirement nest egg for the future.
Choose between a Traditional IRA, a Roth IRA, or a Covedell
Education Savings Account.
VACATION CLUB & HOLIDAY CLUB
You may open a Vacation/Holiday Club with as little as $5.
Deposits can be made anytime during the year to organize your
annual expenditures. Holiday Club checks are sent in October.
Vacation Club checks are sent once a year in June. Interest is
paid monthly to your account.
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